Privacy Policy

Purpose of this Notice

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Coastal Disability Services.

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you such as on applications or other forms.
• Information about your transactions we secure from our files, or from [our affiliates or] others.
• Information we receive from a consumer reporting agency.
• Information that we receive from others involved in your transaction, such as the real estate agent or lender.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you.

We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties as permitted by law.

We also may disclose this information about our customers or former customers to the following types of nonaffiliated companies that perform services on our behalf or with whom we have joint marketing agreements:

• Financial service providers such as companies engaged in banking, consumer finance, securities and insurance.
• Non-financial companies such as envelope stuffers and other fulfillment service providers.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Website Usage

Coastal Disability Services is firmly committed to ensuring and maintaining your privacy and security. The topics below address our policies concerning the collection and use of your information. If you have questions, please feel free to contact us.

Disclosure of Information

All information received by us will remain strictly confidential and will not be used in ways for which you have not consented (except as described below in ‘Disclosure to Law Enforcement’). We will not sell, loan, trade, rent or give away any personal information collected at our site or that you have given to us by any other methods.

Disclosure to Law Enforcement

We will disclose information to third parties only if we are required by law to do so, i.e. subpeona, search warrant, or court order.

Information Collected

We may collect the following information: Information that is provided directly by you to Coastal Disability Services. This includes personal information such as email address, phone number and mailing address or any other information you have entered into a form. We do not collect any of this information unless you knowingly and willingly provide it to us.

We may customize your browsing experience by using cookies/sessions that automatically expire within a day. No personal information is stored. Cookies/sessions can always be cleared using your browser tools.

Special note: If you are on a public or shared computer and have entered any information into any form, we recommend that you clear the browser cache and delete cookies prior to leaving the computer.

Information through website server log. Server logs record and save information such as your Internet Protocol (IP) address, domain name, the type of browser you are using and your operating system. This information is used by us for administrative purposes only, such as analyzing the functionality of our website and viewing site statistics and we make no attempt to link them with the individuals that actually browse the site.

Emails from Coastal Disability Services

If you received an email from us, it is because (a) you have given us your email address for the purpose of receiving future information (‘opt-in’) or (b) you have an existing relationship with us through an email sent by you, submission of a contact form or the creation of an account or profile at our website.